The Dispono family
Small tools. Serious money questions.
Plan the financial future you're actually heading for, fill it with the funds that fit, and know what your money is worth wherever you are. Every app here does one job properly — with nobody earning a commission on your decisions.
See the appsThe apps
Three tools, one family. Each runs in the browser; two also ship on iOS.
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Dispono
Personal finance planner
Turn your income, budget and investments into one forward-looking plan. Dispono projects cashflow and net worth from today to your life expectancy, scores your financial health against real benchmarks, and stress-tests the plan against a crash, a job loss or a big purchase — before life runs the test for you.
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ETF Picker
ETF screener
A target allocation is a plan until you name the funds. ETF Picker fills each slice with a concrete ETF, filtered by the domicile and distribution policy that suit your tax situation, then ranked so you can weigh cost against fund size. Best of Class picks one fund per asset class when you just want the answer.
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TravelFoX
Currency converter
Rates for 166 currencies, refreshed through the week and cached on your device — so it still converts in a basement, on a plane, or anywhere the signal gives out. Keep a shortlist of the currencies you actually use and skip the scrolling.
See it in action
Real financial profiles, built from published national data and run through a real Dispono account — not mockups.
The average 45-year-old American
Median household income, a mortgage half paid off, a 401(k) on autopilot — and a real 3-year gap between the average age people stop working (62) and the average age they start Social Security (65). Built from Census, Federal Reserve, SSA and CDC data.
How we build
Nobody earns a cut
No products to sell, no commissions, no affiliate deals steering a recommendation. What you see is what the numbers say.
One job, done properly
Each app answers a question end to end instead of half-answering five. Small surface, no filler, nothing you have to configure before it's useful.
Your data stays yours
Nothing is sold or shared, and the apps that don't need an account don't ask for one. You can delete a Dispono account and everything in it at any time.